Indian Banking System Question Papers May 2015Dibrugarh University B.Com 4th and 5th SemCOMMERCE
(General)Course:
404 (Indian Banking System)Time:
3 hoursThe
figures in the margin indicate full marks for the questions(NEW COURSE)Full
Marks: 80Pass
Marks: 24
(a)
RBI was nationalized in the year _____.
(b)
NEFT stands for _____.
(c)
The largest shareholder of a nationalized bank
is _____.
(d)
Any Indian citizen above the age of _____ years
is eligible to open a bank account under Pradhan Mantri Jan Dhan Yojana.
2. Write true or false : 1x4=4
(a)
Banking services delivered to a customer by
means of computer control system that does not directly involve bank branch is
called ‘virtual banking’.
(b)
KYC does not include obtaining address proof.
(c)
One important characteristic of unit banking is
limited resources.
(d)
Capital market is regulated by RBI.
3. Write short notes on (any
four) : 4x4=16
(a)
Relationship Banking.
(b)
CRR.
(c)
Phone Banking.
(d)
Secured Loan
(e)
Bridge Loan
(f)
Credit-Deposit Ratio.
4. (a) Discuss about the
evolution of banking system in India. 11
Or
(b) Describe the kind of business
of banking company many engage as provided in the Banking Regulation Act. 11
5. (a) Explain the merits and
demerits of branch banking system. 6+6=12
Or
(b) Distinguish between: 6+6=12
(i) Commercial
Bank vs. Development Bank.
(ii) Public
Sector Bank vs. Private Sector Bank.
6. (a) Describe the principles
of sound investment policy usually followed by banks. 11
Or
(b) What do
you mean by bank nationalization? Discuss the arguments for and against
nationalization of banks in India. 3+8=11
7. (a) What is money market?
Discuss the importance of money market in Indian economy.
Or
(b) Explain briefly the current
development in the Indian capital market. 11
Also Read: Indian Banking System Question Paper Dibrugarh University B.Com 4th Sem and 5th Sem
8. (a) Define E-banking. Explain
the advantages and limitations of E-banking. 11
Or
(b) Explain the following: 6+5=11
(i) Revolving
credit
(ii) Retail
banking.